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We are your Lancaster, PA mortgage experts for purchase and refinance.
The Loan Application Process
We'll help you choose the right products and solutions.
1. Loan Application
We collect information to help you obtain approval for your loan
It is crucial to provide correct and supporting documentation in a timely manner
2. Processing the Loan
We help you gather and verify all the information the lender needs
Ex. Employment Verification, Appraisal
3. Underwriting
The lender confirms your credit and income to qualify for your loan.
A review of the appraisal and an in-depth analysis of the loan
4. Docs Out/Docs Back
Review the final loan terms in the Closing Disclosure
Cash to close is finalized and final loan documents prepped
5. Closing Procedures
We meet you at Closing to make sure to answer any final questions
Loan documents are signed and the lender approves funding